Alleviating the Pain

Alleviating the pain

by: Kendrick Chua, the Wealth Warrior

Death sometimes come to those who least expect it. Some actually do. But it doesn’t make the pain of losing a love one less. But maybe, just maybe, the life insurance proceeds do.

Recently, the husband of a friend passed away. Although still strong and young (fifties are still young), it was apparently his time to meet the Creator. My friend is known for being emotional and sentimental and we wouldn’t expect any less at this trying time.

Although they are quite well-to-do, business wasn’t really doing well recently. Fortunately, the husband was insured for a substantial amount. And so my friend kidded that if it wasn’t for the life insurance proceeds, her sobs would be much louder.

Oh don’t get it wrong. Nobody wants our love ones dead and no amount of money can revive them but death is an inevitable incident all of us must face. It was the same death that took my friend’s husband.

Life insurance is a gift of love. The husband provided for the family and it (the money, not the death) couldn’t have come at a better time. A couple of millions of pesos can certainly alleviate some of that pain.

Looking back twenty five years ago, my friend realized what an excellent decision they made! After persistent follow-ups by the agent, they finally decided to push through with it. In between the time they took one out and the time of death, it served as a contingency for the growing family and even proved useful for generating liquidity. It served its purpose when he was alive and served its purposed once again when he passed away.

I am an advocate of life insurance (which should be obvious by now) and so I post this question to all uninsured or underinsured individuals. Just think about this: would you want your spouse, at your wake, telling every guest who paid their last respect what a wonderful and responsible man you are for taking out a life insurance or crying her heart out on how she and your children can continue living?

The choice is yours to make but hope it’s not the one you’d regret at the other side.

Tags: life insurance

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